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Frequently Asked Questions
1. How does a personal loan application work?

Just fill and submit the online application form and you will receive a response from lender with the best deal they can offer you. If you like the deal, make sure to read the terms and conditions and sign the agreement to quickly receive the cash in your bank account.

2. Can I still get a loan if I have loan defaults in past?

Yes. You can get a loan even if you do not have a perfect credit history. Almost every lender now offers one or more finance options to people with bad credit rating.

3. Will I save if I pay my installments before due date?

This clause is included in terms and conditions of loan agreement, which may differ with every lender. Usually a borrower does save some interest amount when extra amount of repayment is made before due date, since the principal loan amount is reduced and accordingly the interest rate also decreases.

4. How would I know that the loan has been approved?

You will either receive an email notification or a phone call once your loan has been approved.

5. How to be sure that I am eligible to apply for this loan?

You need to match some basic criteria to be eligible for applying online loans :

6. What does Direct Debit Authorization payment mean?

This process is very much similar to a cheque. To receive the loan repayment, lenders require Direct Debit Authorization to present to your bank in order to transfer the funds directly to their account on specified due dates.

7. What if I miss a payment?

If you fail to make repayment on time, you might be charged a late payment penalty. If such instances of late/miss payments are repeated, the lenders can ask for complete amount repayment at once. To avoid such situations, it is recommended that you inform the lender in advance that you are unable to make payments on time. You could get flexible repayment options in such case.

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