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Requirements for quick approval

If you are a permanent resident of United Kingdom, you need to match the following three most basic criteria to avail online loans. When you fill the online application form you would need to provide these details in-depth to allow the lenders to calculate your affordability of the loan. This is the most important phase of loan process as the lenders need assurance of your capability to repay the loan amount. Even though the lenders get to earn more in case you delay the payments (by charging penalties) but a successful loan is much more beneficial in terms of getting a satisfied consumer who could come back for more loan deal in future

How it works

If you are not a first time borrower, you must be aware of the following four stages of loan process which is common with all types of loans. However, for first time borrowers here is a step by step guide to the complete loan process in brief.

Step 1 - Online Application

If you match the above listed eligibility criteria for online loans, you can submit your loan requirement. Simply fill & submit the application form available on this website which takes less than 5 minutes of your time.

Step 2 - Lending Decision

You will receive a quick response from the lender through phone or email. A no obligation quotation would be shared with you that details the loan offer based on your financial & personal circumstances.

Step 3 - Funds Transfer

You will be required to sign a loan agreement which lists all the terms and conditions of borrowing the loan. This is mostly done online so it does not take much time. Your cash will then be transferred almost immediately.

Step 4 - Repayment

Very common method of repayments is through direct debit authorization. For 6-12 month loans your monthly installments would be debited automatically from your account. For short term loans you can have flexible and more frequent payment schedule.

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up to 1,000
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